Federal Teacher Loan Forgiveness Program

The Federal Teacher Loan Forgiveness Program is one of three loan forgiveness programs available to Texas teachers. If you are not eligible for the federal program, please review the Teach for Texas Loan Repayment Assistance and the Public Service Loan Forgiveness Program

You can also contact your loan servicer for additional information. A loan servicer is a company that handles the billing and other services on your federal student loan.

Your school must be found on the Teacher Cancellation Low Income (TCLI) Directory to be eligible for the Federal Teacher Loan Forgiveness Program.

Tips on Searching the TCLI Directory

To qualify for inclusion in the TCLI Directory, a campus must be located in a district that is eligible to receive Title I funds and the campus enrollment of economically disadvantaged students must be greater than 30%. The list is updated annually, so campus eligibility can change from year to year.

Before searching, make sure you are entering the name of the campus as it appears in the TEA ASK Ted district and school locator.

When searching the TCLI directory use just the first part of the name, for example, if the school is named Highland Park Elementary you would search the directory under “Highland”.

When searching by location leave the name of the school blank and enter the name of the county.

Federal Teacher Loan Forgiveness Process

Follow these steps to complete the Federal Teacher Loan Forgiveness process:

    1. Read the eligibility requirements for the Federal Teacher Loan Forgiveness Program.
    2. If you are eligible fill out the application found on Federal Student Aid website .
    3. Have the chief administrative officer sign your application. The chief administrative officer is the current superintendent, principal, assistant principal, human resources personnel or director, or other equivalent at the district you are or were employed by.
    4. Print your school name exactly as it appears in the directory in TCLI directory.

    Mail your application to the entity repaying your loan, or guarantor. Print photocopies for yourself. Keep the date and address of when and where you mailed your application.

    Information about Guarantors

    To find your guarantor, do one of the following:

        Your guarantor makes a determination of your eligibility within 45 days of receipt of the application.

        If you qualify for loan forgiveness, you receive notification of this approval and your loan holder receives payment (for the forgiveness amount you qualify for).

        If you do not qualify for loan forgiveness, your guarantor notifies you of the denial with an explanation of why you did not qualify.